Sankrama

Four workstreams that decide whether an entry holds.

Each one can be bought separately somewhere else. Run separately, they produce a plan that falls apart at the first bank meeting. We run them as one sequence.

01

Compliance and licensing strategy

The first question in any new market is not whether you can sell, but under what authority you are allowed to operate — and how long that permission takes to obtain.

  • Licence route selection: direct authorisation, agent or sponsor model, or partnership under someone else's permission
  • Realistic timelines and capital requirements, including the regulator's actual response times rather than the published ones
  • AML, KYC and transaction monitoring programme design sized to the market's expectations
  • Data residency, privacy and — increasingly — AI governance obligations that affect product design
02

Banking and partnership access

In every one of these markets, a bank or a licensed institution sits between you and the customer. Getting that relationship is a diligence process, not a sales process.

  • Identifying which institutions actually take on your risk profile and segment, rather than a list of every bank in the market
  • Preparing the diligence pack a partner bank will ask for before the first meeting, not after it
  • Warm introduction and sponsorship through existing relationships across Indian and Canadian financial institutions
  • Commercial structuring: economics, exclusivity, volume commitments and exit terms
03

Financial systems built to scale

The operating stack that works for one market rarely survives the second. Multi-currency, multi-entity and multi-regulator operations impose requirements most companies discover too late.

  • Payment rail selection and redundancy for each corridor
  • Treasury, settlement and reconciliation design across currencies and entities
  • Ledger and reporting architecture that can satisfy more than one regulator without a rebuild
  • Build, buy or partner decisions on the infrastructure layer, with the cost of each made explicit
04

Go-to-market strategy

Once the foundations exist, the commercial motion has to match how buyers in that market actually purchase — which differs more across these four corridors than most expansion plans assume.

  • Segment and beachhead selection based on where your existing product is already compliant
  • Pricing and packaging adapted to local benchmarks and procurement norms
  • Sales motion design: direct enterprise, channel, platform partnership or embedded distribution
  • First-hires plan and the sequence in which to build a local team

What an engagement produces

Typical deliverables, adapted to the engagement
Market entry planSequenced across licensing, banking, infrastructure and commercial launch, with dependencies made explicit
Regulatory gap assessmentYour current controls mapped against the target market's requirements, with a prioritised remediation list
Partner shortlist and diligence packThe institutions worth approaching, and the materials they will ask for
Infrastructure blueprintRails, treasury, settlement and reporting design for the target corridor
Commercial launch planSegment, pricing, motion and hiring sequence for the first four quarters
Board-ready cost modelCapital, timeline and headcount to reach operational status, with assumptions visible and challengeable

Not sure which workstream you need?

Most companies come in thinking they have a go-to-market problem and discover the constraint is two layers down. A diagnostic conversation usually settles it quickly.